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Coverage you can count on, no matter what life brings.

We offer a comprehensive spectrum of benefits to support your physical, emotional, and financial wellbeing.

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Access a doctor
anytime, anywhere, for free.

Skip the trip to the waiting room. With Teladoc, you can talk with a doctor within an hour online or by phone from wherever you are.

Doctor Wearing a Tie

Get paid for making better healthcare decisions, for real.

Share in savings and be financially rewarded for making conscious healthcare decisions and navigating to high quality, low-cost providers!

Loving Child

It Pays to Shop for Better Care

With LCSC's new SmartShopper program, you can earn rewards for taking control of healthcare costs! 

Compare prices, choose high-quality providers, and earn cash rebates for making smarter decisions.

Make Your Specialty Drugs More Affordable

SaveOnSP can help lower your cost on over  300 specialty medications.

Receive a letter from MMO and SaveOnSP about the program? Be sure to enroll before April 1st to quality for $0 copay refills and avoid unnecessary refill delays.

The "Weight" is Over

LCSC's new weight support program, Found, is open for registration! 

Members gain access to medication assisted weight loss, physician led clinical treatment, 1:1 health coaching, and no cost  support to begin their journey toward better metabolic health.

Benefits &
Featured Programs

Medical and prescription coverage at LCSC is provided through Medical Mutual of Ohio and ExpressScripts (ESI). For information including your benefit levels, claim processing, participating providers, and prescription drugs, please use one of these links.

Medical and Prescription

For direct access to ExpressScripts, including the ability to check the cost and coverage of prescriptions, use the links to the right.

ExpressScripts Pharmacy

Dental coverage for LCSC is provided by Medical Mutual of Ohio. You can find details on coverage levels, specifics on a claim, benefit information, and a listing of participating providers at these links.

Note: Fairport Harbor and Perry employees please consult your district for benefit information.

Dental

Vision coverage at LCSC is also provided by Medical Mutual of Ohio. You can find details on coverage levels, specifics on a claim, benefit information, and a listing of participating providers at these links.

Vision

You and your family can access free, confidential resources to enhance your mental well-being, reduce stress, achieve personal goals, and improve your quality of life through expert resources and referrals. 

Work-Life
Resources

In partnership with MMO and Express Scripts, medical plan enrollees will now have access to SaveOnSP, a program that helps you access the assistance available from drug manufacturers. 

SaveOnSP

As a member of Medical Mutual, medical plan enrollees now have SmartShopper as part of your benefits plan. It’s an easy-to-use tool that helps you save money on over 70 medical procedures – and earn cash rewards!

SmartShopper

Found is here to guide your weight management and metabolic health every step of the way. With personalized care built for lasting results, Found members (age 18+ and enrolled in medical coverage) gain access to expert clinical support, one to one health coaching, and prescription support to achieve their goals.

Found Metabolic Health & Weight Support 

When receiving a complex diagnosis, searching for the right care and confirming next steps can seem overwhelming. When you choose to participate in Clinical Review, members of the LCSC medical program are quickly connected to some of the top specialists in the world, gaining access to quality care and most importantly peace of mind.

Clinical Review From
The Cleveland Clinic

Benefit and Resource Directory

Medical and Prescription

Medical and prescription coverage at LCSC is provided through Medical Mutual of Ohio and ExpressScripts (ESI). For information including your benefit levels, claim processing, participating providers, and prescription drugs, please use one of these links.

ExpressScripts Pharmacy

For direct access to ExpressScripts, including the ability to check the cost and coverage of prescriptions, use the links to the right.

Dental

Dental coverage for LCSC is provided by Medical Mutual of Ohio. You can find details on coverage levels, specifics on a claim, benefit information, and a listing of participating providers at these links.

Note: Fairport Harbor and Perry employees please consult your district for benefit information.

Vision

Vision coverage at LCSC is also provided by Medical Mutual of Ohio. You can find details on coverage levels, specifics on a claim, benefit information, and a listing of participating providers at these links.

Work-Life
Resources

You and your family can access free, confidential resources to enhance your mental well-being, reduce stress, achieve personal goals, and improve your quality of life through expert resources and referrals. 

SaveOnSP

In partnership with MMO and Express Scripts, medical plan enrollees will now have access to SaveOnSP, a program that helps you access the assistance available from drug manufacturers. 

SmartShopper

As a member of Medical Mutual, medical benefit enrollees now have SmartShopper as part of your benefits plan. It’s an easy-to-use tool that helps you save money on over 70 medical procedures – and earn cash rewards!

Found Metabolic Health & Weight Support 

Found is here to guide your weight management and metabolic health every step of the way. With personalized care built for lasting results, Found members (age 18+, enrolled in medical coverage) gain access to expert clinical support, one to one health coaching, and prescription support to achieve their goals.

Clinical Review from
The Cleveland Clinic

When receiving a complex diagnosis, searching for the right care and confirming next steps can seem overwhelming. When you choose to participate in Clinical Review, medical benefit enrollees are quickly connected to some of the top specialists in the world, gaining access to quality care and most importantly peace of mind.

Details of our program's compliance with TiC, the No Surprises Act, and negotiated service rates can be found here.

© 2025 by Paragon Risk Advisers, LLC

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